:root {
  --ink: #102a2a;
  --ink-soft: #4f6464;
  --green: #0f3f3a;
  --green-2: #19564e;
  --mint: #dff3eb;
  --cream: #f7f4ed;
  --white: #ffffff;
  --line: #dfe7e4;
  --gold: #c8a86b;
  --shadow: 0 24px 60px rgba(15, 63, 58, 0.12);
  --radius: 24px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button, input, select, textarea { font: inherit; }

.container {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(223,231,228,0.85);
}

.nav-wrap {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand { display: inline-flex; align-items: center; gap: 12px; }
.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--green);
  color: var(--white);
  font-weight: 800;
  font-family: "Playfair Display", serif;
  font-size: 24px;
}
.brand-copy { display: grid; line-height: 1.05; }
.brand-copy strong { font-size: 16px; }
.brand-copy small { margin-top: 4px; color: var(--ink-soft); font-size: 12px; letter-spacing: 0.02em; }

.main-nav { display: flex; align-items: center; gap: 26px; font-size: 14px; font-weight: 600; }
.main-nav a { color: #35504e; }
.main-nav a:hover { color: var(--green); }
.main-nav .nav-cta {
  color: var(--white);
  background: var(--green);
  padding: 11px 17px;
  border-radius: 999px;
}
.menu-toggle { display: none; border: 0; background: transparent; font-size: 24px; cursor: pointer; }

.hero {
  overflow: hidden;
  position: relative;
  padding: 110px 0 90px;
  background:
    radial-gradient(circle at 85% 15%, rgba(200,168,107,0.22), transparent 25%),
    radial-gradient(circle at 5% 70%, rgba(223,243,235,0.95), transparent 33%),
    linear-gradient(180deg, #fbfdfc 0%, #f7f4ed 100%);
}
.hero::after {
  content: "";
  position: absolute;
  width: 480px;
  height: 480px;
  border: 1px solid rgba(15,63,58,.09);
  border-radius: 50%;
  right: -180px;
  top: 30px;
}
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 70px;
  align-items: center;
}
.eyebrow {
  display: inline-block;
  color: var(--green-2);
  font-weight: 800;
  font-size: 12px;
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
h1, h2, h3 { margin-top: 0; line-height: 1.08; }
h1, h2 { font-family: "Playfair Display", serif; }
h1 { font-size: clamp(48px, 7vw, 78px); max-width: 760px; margin-bottom: 24px; }
h2 { font-size: clamp(36px, 5vw, 52px); margin-bottom: 20px; }
h3 { font-size: 22px; }
.hero-text { max-width: 650px; color: var(--ink-soft); font-size: 19px; margin-bottom: 30px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 30px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 22px;
  border-radius: 999px;
  font-weight: 800;
  border: 1px solid transparent;
  cursor: pointer;
  transition: .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--green); color: var(--white); box-shadow: 0 14px 28px rgba(15,63,58,.17); }
.btn-secondary { background: rgba(255,255,255,.72); color: var(--green); border-color: rgba(15,63,58,.16); }
.full { width: 100%; }
.trust-row { display: flex; flex-wrap: wrap; gap: 18px; color: #47615f; font-size: 13px; font-weight: 700; }

.hero-card {
  position: relative;
  min-height: 500px;
  padding: 44px;
  border-radius: 36px;
  background: linear-gradient(145deg, #0f3f3a 0%, #173d39 60%, #254e47 100%);
  color: white;
  box-shadow: 0 36px 80px rgba(15,63,58,.23);
  overflow: hidden;
}
.card-glow {
  position: absolute;
  width: 240px;
  height: 240px;
  background: rgba(200,168,107,.22);
  border-radius: 50%;
  filter: blur(20px);
  top: -80px;
  right: -60px;
}
.mini-label { opacity: .66; text-transform: uppercase; font-size: 11px; letter-spacing: .15em; font-weight: 800; }
.hero-card h2 { max-width: 500px; font-size: 40px; }
.mini-grid { margin-top: 44px; display: grid; gap: 26px; }
.mini-grid > div { display: grid; grid-template-columns: 48px 1fr; column-gap: 14px; }
.mini-icon {
  grid-row: 1 / span 2;
  width: 44px; height: 44px;
  display: grid; place-items: center;
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 14px;
  color: #efd7a5;
  font-weight: 800;
}
.mini-grid strong { font-size: 16px; }
.mini-grid p { margin: 4px 0 0; color: rgba(255,255,255,.68); font-size: 13px; }

.section { padding: 100px 0; }
.section-heading { max-width: 760px; margin-bottom: 48px; }
.section-heading p { color: var(--ink-soft); font-size: 17px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px;
  background: var(--white);
  min-height: 300px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 10px 35px rgba(15,63,58,.05);
}
.service-card.featured { background: var(--cream); }
.service-number { color: var(--gold); font-weight: 800; margin-bottom: 46px; }
.service-card p { color: var(--ink-soft); }
.service-card a { margin-top: auto; color: var(--green); font-weight: 800; }

.section-dark { background: var(--green); color: var(--white); }
.section-heading.light .eyebrow { color: #d8c08d; }
.section-heading.light h2 { color: var(--white); }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { border-top: 1px solid rgba(255,255,255,.22); padding-top: 26px; }
.step > span { display: inline-grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: rgba(255,255,255,.1); color: #efd7a5; font-weight: 800; margin-bottom: 30px; }
.step p { color: rgba(255,255,255,.66); }

.about-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 70px; align-items: center; }
.about-panel {
  min-height: 440px;
  border-radius: 36px;
  background:
    radial-gradient(circle at 30% 20%, rgba(223,243,235,.9), transparent 32%),
    linear-gradient(145deg, #f7f4ed, #e8eeeb);
  display: grid;
  place-items: center;
  position: relative;
  overflow: hidden;
}
.about-initials {
  width: 180px; height: 180px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--green); color: white;
  font-family: "Playfair Display", serif;
  font-size: 58px; font-weight: 700;
  box-shadow: var(--shadow);
}
.about-badge {
  position: absolute; bottom: 24px; left: 24px;
  background: white; border-radius: 999px; padding: 10px 16px;
  font-size: 12px; font-weight: 800; box-shadow: var(--shadow);
}
.about-grid p { color: var(--ink-soft); font-size: 17px; }

.faq-section { background: #fbfcfb; }
.faq-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; }
.sticky-heading { position: sticky; top: 120px; height: fit-content; }
.accordion details { border-bottom: 1px solid var(--line); padding: 22px 0; }
.accordion summary { cursor: pointer; font-weight: 800; font-size: 18px; list-style: none; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; float: right; color: var(--green); }
.accordion details[open] summary::after { content: "–"; }
.accordion p { color: var(--ink-soft); margin-bottom: 4px; }

.contact-section { background: var(--cream); }
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: start; }
.contact-copy p { color: var(--ink-soft); font-size: 17px; }
.contact-note { margin-top: 36px; padding: 20px; border-radius: 18px; background: white; border: 1px solid var(--line); }
.contact-note p { font-size: 14px; margin-bottom: 0; }
.contact-form {
  background: white;
  border-radius: 28px;
  padding: 34px;
  box-shadow: var(--shadow);
  border: 1px solid rgba(223,231,228,.8);
}
.contact-form label { display: grid; gap: 8px; margin-bottom: 18px; font-size: 13px; font-weight: 800; }
.contact-form input, .contact-form select, .contact-form textarea {
  width: 100%; border: 1px solid #cedad6; border-radius: 14px; padding: 13px 14px; background: #fff; color: var(--ink); outline: none;
}
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(15,63,58,.08); }
.consent { display: flex !important; grid-template-columns: auto 1fr; align-items: flex-start; font-weight: 500 !important; color: var(--ink-soft); }
.consent input { width: auto; margin-top: 4px; }
.consent a { color: var(--green); text-decoration: underline; }
.form-footnote { color: #71817f; font-size: 11px; text-align: center; margin-bottom: 0; }
.hidden { display: none; }

.site-footer { background: #0a2b28; color: rgba(255,255,255,.76); padding: 60px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.3fr .7fr 1fr; gap: 50px; }
.footer-grid > div { display: flex; flex-direction: column; gap: 10px; }
.footer-grid strong { color: white; }
.footer-grid p { margin: 4px 0; font-size: 13px; }
.footer-grid a { font-size: 13px; }
.footer-brand { margin-bottom: 14px; }
.footer-brand .brand-copy strong { color: white; }
.footer-brand .brand-copy small { color: rgba(255,255,255,.6); }
.footer-brand .brand-mark { background: white; color: var(--green); }
.footer-bottom { margin-top: 44px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1); font-size: 12px; }

.legal-page { padding: 80px 0 110px; background: #fbfcfb; }
.legal-wrap { max-width: 850px; }
.legal-wrap h1 { font-size: clamp(44px, 6vw, 68px); }
.legal-intro { font-size: 19px; color: var(--ink-soft); margin-bottom: 48px; }
.legal-wrap section { margin: 36px 0; }
.legal-wrap section h2 { font-family: "Inter", sans-serif; font-size: 22px; }
.legal-wrap section p { color: var(--ink-soft); }
.legal-note { margin-top: 50px; padding: 22px; background: var(--cream); border-left: 4px solid var(--gold); border-radius: 12px; color: var(--ink-soft); }

@media (max-width: 900px) {
  .hero-grid, .about-grid, .faq-grid, .contact-grid { grid-template-columns: 1fr; gap: 44px; }
  .service-grid, .steps { grid-template-columns: 1fr; }
  .hero { padding-top: 80px; }
  .hero-card { min-height: auto; }
  .sticky-heading { position: static; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }

  .menu-toggle { display: block; }
  .main-nav {
    display: none;
    position: absolute;
    left: 20px;
    right: 20px;
    top: 72px;
    background: white;
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 16px;
    flex-direction: column;
    align-items: stretch;
    box-shadow: var(--shadow);
  }
  .main-nav.open { display: flex; }
  .main-nav .nav-cta { text-align: center; }
  .privacy-nav { display: flex; position: static; border: 0; padding: 0; box-shadow: none; flex-direction: row; background: transparent; }
}

@media (max-width: 560px) {
  .container { width: min(100% - 28px, 1160px); }
  .section { padding: 76px 0; }
  h1 { font-size: 48px; }
  h2 { font-size: 36px; }
  .hero-card, .contact-form { padding: 26px; border-radius: 24px; }
  .hero-card h2 { font-size: 34px; }
  .trust-row { flex-direction: column; gap: 8px; }
}

/* Advisor profile updates */
.advisor-strip {
  background: #f7f4ed;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.advisor-strip-inner {
  min-height: 82px;
  display: flex;
  align-items: center;
  gap: 22px;
  padding-top: 16px;
  padding-bottom: 16px;
}
.advisor-strip-inner strong {
  flex: 0 0 auto;
  color: var(--green);
}
.advisor-strip-inner p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 14px;
}
.photo-panel {
  display: block;
  min-height: 0;
  aspect-ratio: 4 / 5;
  background: #e8eeeb;
}
.photo-panel img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
}

@media (max-width: 700px) {
  .advisor-strip-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 4px;
  }
}


/* Clear WhatsApp contact calls-to-action */
.btn-whatsapp {
  background: #0f3f3a;
  color: #fff;
  border-color: #0f3f3a;
  gap: 10px;
  text-align: left;
  padding: 10px 20px;
}
.btn-whatsapp .wa-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255,255,255,.16);
  font-size: 12px;
}
.btn-whatsapp span:last-child {
  display: grid;
  line-height: 1.15;
  gap: 3px;
}
.btn-whatsapp strong { font-size: 14px; }
.btn-whatsapp small { font-size: 12px; opacity: .82; }

.whatsapp-contact {
  background: #0f3f3a;
  color: #fff;
  padding: 56px 0;
}
.whatsapp-contact-inner {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 52px;
  align-items: center;
}
.whatsapp-contact .eyebrow { color: #efd7a5; margin-bottom: 10px; }
.whatsapp-contact h2 { color: #fff; margin-bottom: 14px; font-size: clamp(34px, 5vw, 48px); }
.whatsapp-contact p { margin: 0; max-width: 700px; color: rgba(255,255,255,.76); font-size: 17px; }
.whatsapp-contact-card {
  display: flex;
  align-items: center;
  gap: 18px;
  background: #fff;
  color: #0f3f3a;
  border-radius: 24px;
  padding: 22px 24px;
  box-shadow: 0 18px 44px rgba(0,0,0,.18);
  transition: transform .2s ease, box-shadow .2s ease;
}
.whatsapp-contact-card:hover { transform: translateY(-3px); box-shadow: 0 24px 52px rgba(0,0,0,.23); }
.whatsapp-bubble {
  flex: 0 0 58px;
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #0f3f3a;
  color: #fff;
  font-weight: 800;
  font-size: 14px;
}
.whatsapp-contact-card > span:last-child { display: grid; gap: 2px; }
.whatsapp-contact-card small { font-weight: 700; color: #526765; }
.whatsapp-contact-card strong { font-size: 30px; letter-spacing: .02em; }
.whatsapp-contact-card em { font-style: normal; font-size: 12px; font-weight: 700; color: #6b7d7a; }

.floating-whatsapp {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 50;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  min-height: 50px;
  padding: 0 18px 0 10px;
  border-radius: 999px;
  background: #0f3f3a;
  color: #fff;
  font-weight: 800;
  box-shadow: 0 16px 38px rgba(15,63,58,.28);
  border: 1px solid rgba(255,255,255,.18);
}
.floating-whatsapp span {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: rgba(255,255,255,.16);
  font-size: 10px;
}

@media (max-width: 900px) {
  .whatsapp-contact-inner { grid-template-columns: 1fr; gap: 28px; }
}
@media (max-width: 560px) {
  .hero-actions .btn { width: 100%; }
  .btn-whatsapp { justify-content: flex-start; }
  .whatsapp-contact { padding: 46px 0; }
  .whatsapp-contact-card { padding: 18px; }
  .whatsapp-contact-card strong { font-size: 26px; }
  .floating-whatsapp { right: 14px; bottom: 14px; font-size: 13px; }
}